The ING Life Companies

Who We Are

The ING Life Insurance Companies, part of ING Groep, N.V. (ING), trace their roots back as far as 1885 and offer a broad range of life insurance products and financial solutions to help families, professionals and businesses in the U.S. meet their needs.

ING is a global financial services leader^* of Dutch origin with:

• 85 million private, corporate, and institutional clients; 15 million in the U.S.
  
• Over $950 billion of assets under management
  
• More that $2.2 trillion in total global assets
  
• Over 130,000 employees
  
• Operations and subsidiaries in over 50 countries
  

What We Do

The ING Life Insurance Companies work hard to make life easier for you by providing individuals, families, and businesses with products that have competitive features.

One of those products, term life insurance, may meet an important primary need -- to provide a death benefit in the event of the wage earner’s death. This death benefit can make a difficult time a bit easier since it can be used for things like funeral expenses, paying bills, health care and even saving and paying for college.

What Others Think of Us

Our reputation is a top priority. ING and its many domestic and global companies has established itself as a reliable and competitive industry leader.

• # 9 in 2008 Forbes’ Global 2000 (based on the world’s largest 2,000 public companies - ranking a composite of sales, profits, assets and market value)
  
• # 7 in 2008 Fortune Global 500 (based on the world’s largest companies - ranking based on total revenues)
  

Each of the ING family of life insurance companies has earned among the highest financial ratings from these independent ratings services^**

• A+ A.M. Best
  
• AA Fitch IBCA
  
• Aa3 Moody’s
  
• AA Standard & Poor’s
  

^**Ratings as of 06/08 and are subject to change. In addition, these ratings have no effect on the performance of the variable life insurance separate accounts. The A+ rating from A.M. Best (2nd of 16) reflects superior financial strength. The AA rating from Fitch IBCA (2nd of 12) indicates a very high claims paying ability. The Aa3 rating from Moody’s (2nd of 9) reflects excellent financial strength, while the AA from Standard & Poor’s (2nd of 9) offers very strong financial security. For the most current ratings, access www.ambest.com, www.fitch.ibca, www.moodys’s.com and www.standardandpoors.com. The ING life companies are ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York (Woodbury, NY) and Security Life of Denver Insurance Company.

Life insurance products offered through Matrix Direct are issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Only ReliaStar Life Insurance Company of New York is admitted, and its products issued, within the state of New York. All are members of the ING family of companies. All products are not available in all states.

Matrix Direct is not a member of the ING family of companies.
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Companies we represent

• American General Life Insurance Company
• The United States Life Insurance Company in the City of New York
• The ING Life Companies
• Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company
• The Ohio National Life Insurance Company
• Liberty Life Insurance Company
• The Prudential Insurance Company of America
• Globe Life and Accident Insurance Company